Strategic Moves, Lasting Impact.

Our Services

Tax-Efficient Business Growth

Key Solutions: Indexed Universal Life (IUL) | Cash Value Structures | Bonus Strategies | Reallocation Design

    • Capital being lost to taxes that could be fueling growth

    • Limited access to liquid reserves for expansion or opportunity

    • Reactive or inefficient cash flow planning

    • Reduce overall tax exposure through strategic planning

    • Unlock liquidity without taking on additional debt

    • Reallocate underperforming capital into growth-efficient vehicles

    • Structure bonus and retention programs that don't bleed profitability

    • Enhance after-tax value of owner compensation over time

Retention & Culture

Key Solutions: Indexed Universal Life (IUL) | Cash Value Structures | Bonus Strategies | Reallocation Design

    • Voluntary turnover of top leadership

    • Loss of morale, accounts, or intellectual capital when a key person exits

    • No structured incentive system for key contributors

    • Reinforce long-term commitment from top talent

    • Offer elite-level benefits without impacting cap tables or equity

    • Offset recruiting and replacement costs

    • Preserve team morale, client relationships, and business continuity

    • Structure tax-advantaged compensation and retirement benefits

    • Protect against creditor claims and business devaluation

Succession & Continuity Planning

Key Solutions: Buy-Sell Agreements | Business Valuation (Marshall & Stevens Partnership) | Continuity Plans

    • No formal succession plan

    • Uncertainty around exit valuation or ownership transfer

    • Risk of internal disruption or legal conflict upon death or exit

    • Pre-funded exit and succession strategies to protect leadership transitions

    • Maintain operational control and decision-making authority

    • Provide liquidity to buy out heirs or partners without draining reserves

    • Strengthen long-term value with documented transfer structure

Every business hits inflection points—moments where the next move matters more than ever. If you’re navigating one now, let’s have a strategic conversation about how to protect what you’ve built and position it for what’s ahead.

Let’s Talk About What’s Next

Who This Is For

You’re leading a growing company, managing people, profits, and pressure—often all at once. Legacy Builders HQ is built for business owners and CEOs who:

  • Still lead from the front—and need advanced strategies to scale their company with stability

  • Are navigating executive retention and want to retain top talent without overextending compensation

  • Are planning for business succession, generational transition, or long-term growth

  • Know their tax strategy, risk management, or key person plans are outdated or incomplete

  • Want holistic business solutions—not just another financial product

If you’re building something meant to last, we help you protect it, grow it, and hand it off when the time is right.

Modern conference room table symbolizing leadership, collaboration, and executive decision-making

If you see alignment here, the next step is simple — Let’s Talk Strategy.